Mortgage in Germany: how to get in 2024

Germany has of one of the lowest mortgage rates in Europe. Both residents and non-residents are allowed to take out a mortgage loan. The process takes about one month and typically costs about 1% of the total loan amount.

Keys to the new house
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Basic documents you need to get a mortgage in Germany

The signing of the Treaty
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All documents should be in German and notarised. This online mortgage calculator for Germany helps to estimate your monthly rate and determine how much sum you can borrow.

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